
NEEDS UNDER ONE ROOF
the corporate office down to the loan specialist that serve you.
Contact us today and make your dreams come true.
FBS Commercial Capital's user-friendly technology
- MARKET RESEARCH
- SEO AUDIT
- LINK BUILDING
- BUSINESS STRATEGY
- FINEST QUALITY
- BEST SUPPORT

Flexible Terms
No Red Tape, No Income,
No Assets, No Reserves.
Growing your business
The paint you may slap on your face to impress the new boss is your business.
Safe your time
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Why You'll Love Us
At FBS Commercial Capital, we’re not just committed to finding you the perfect loan, we’re committed to making sure that the whole process is 100% pain–and hassle–free. We’ve streamlined the mortgage process to eliminate any upfront fees, unnecessary steps, and time-wasting appointments. Our efficiency not only makes it easier to buy a investment property, it translates into the best experience available.
Check out These Rules
That’s not so bad, there’s dummy copy to the rescue. But worse, what if the fish doesn’t fit in the can, the foot’s to big for the boot? Or to small? To short sentences, to many headings, images too large for the proposed design, or too small.
A client that’s unhappy for a reason is a problem, a client that’s unhappy though he or her can’t quite put a finger on it is worse. Or they fit in but it looks iffy for reasons the folks in the meeting can’t quite tell right now, but they’re unhappy, somehow.
Our Mission
Helping others realize their dreams are our daily passion. We live it, we breathe it, we work it. FBS Commercial Capital is committed to give the best mortgage services to their customers. Our core values of Honesty, Integrity, and Transparency flow from the corporate office down to the loan specialist that serve you. Contact us today and make your dreams come true.
Key Facts About Our Fix & Flip Loans
- NO prior experience required11
- No-fee alternative valuation option now available (for eligible properties18)
- Extensive rehab financing available (budgets > 50% of total costs)8
- Individual and Business approval for exposure limits up to $10MM with
individual property loan amounts from $50K to $3MM12
- Financing for up 100% of renovation expenses, 95% LTC max 16, and 75%
ARV LTV max - Optional interest reserves
- Soft Costs included in financing (contractor’s fees, contingency fees, permits,
surveys, etc.) - Foreign Nationals eligible

Key Facts about our New Construction Loans
- Ideal for build-ready infill, tear down, and spec homes in urban locales
- Not for tract home projects or new subdivisions (10+ homes)
- Mid-Construction17 financing options available
- Loans available for single family and multi-family properties
- 12- or 18-month loans terms
- Foreign Nationals eligible

Our Vision
Key Facts about Our Products
- 30 Year Fixed Rate
- Purchase/Refinance/Cash-out
- No Doc Loan
- Lowest Rates Available
- Purchase
- Refinance (rate/term and cash-out)
- Long term rental financing
- 100% Rehab
- As little as 0 months reserves (Use property cashflow to qualify)
- FICOS As Low As 620
- No Seasoning on cash out or rate and term
- No LTV Restrictions on 2-4 units
- LTV’s up to 80% (min 680 fico)
- No Rate or Pricing Adjustments on Cash Out, Interest Only, Condo, Units
Working Capital
What Our Client Have to Say

My husband and I had a wonderful experience working with Traci at FBS
Commercial Capital in refinancing our rental property. From beginning to end,
she was informative, extremely thorough and attentive to our financial needs, thus making sure that we were getting the best deal possible. This is our second
experience working with Traci and we would highly recommend her company
to anyone.

I have worked with Freedom Business Solutions LLC on refinancing our
commercial mortgage and purchasing rental property and businesses. They
have always been professional and knowledgeable in every area of lending. I would highly recommend them for any of your mortgage needs. –

I recommend FBS to all of my clients as they are the easiest lender I have ever worked with. Due to their short mortgage process, I was able to get the house of my dream. I would recommend working with Traci over and over again.

I continually recommend FBS Commercial Capital to my valued clients. I
appreciate their expertise and ability and willingness to work with more than
one lender to help us to reach our goals. Their dedication and commitment to servicing their client's requirements, coupled with mortgage and real estate expertise make them unique in the industry and invaluable.
Send us a message
Working Capital
Want to take advantage of some great deals you found or inventory for your business?
Need money in the bank to cover bills while you wait for receivables?
FBS can help put the cash in your hand! All you need to do is contact us and tell us about your financial needs and your plans for the money, and we’ll work with you to craft the best solution for your business.
It is very simple to find out how FBS can help you call us at (757) 966-1359 or submit your deal and a loan specialist will contact you.
CONTACT US
Phone: 987-654-3210
Email: xtemos@gmail.com
Free standard shipping
on all orders.
Support forum
for over 24h
Address: 8099 Trenton St.
Minneapolis, MN 55406
Do you have questions about how we can help your company?
Send us an email and we’ll get in touch shortly.
Answers to your Questions
We move fast if we get what we need and a good understanding of the deal. We try to approve
it and issue a term sheet within 48 hours or so.
It really all depends on the deal, there are no hard
and fast rules. As an example, if you own other real estate properties, we might be able to use
that instead of a down payment. If you’re buying the property at a big discount, a down
payment might not be needed. We are flexible.
Yes, they are, we have a lot of flexibility and we use a riskreward pricing model, as well many factors weigh in such as load size, documentation, and the
length of the loan. It’s all relative. If we’re providing financing on a deal that the borrower is going to make hundreds of thousands of dollars, he might think we are cheap. We are more expensive than banks, but there are a lot of factors that go into our pricing.